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2-Bedroom Apartment in El Racó

Flat in Cullera , area Racó

In sale for 349.900€




Beautiful apartment located in the Euromar 2 Building, situated in the Racó area of Cullera, just 100 meters from the beach and the promenade, very well connected.

The property consists of 2 double bedrooms, both with built-in wardrobes, 1 bathroom, 1 guest toilet, an independent kitchen with access to a utility room and a rear balcony with mountain views, and a living-dining room with access to a large terrace with spectacular sea views.

It includes a parking space, a large garage cabin that fits 2 medium-sized cars, with an elevator that goes up to the apartment.

This apartment is on the 11th floor in a building with an elevator.

The complex offers an outdoor swimming pool, tennis court, children’s playground, year-round concierge, social club, and futsal and basketball courts.

Flat in Cullera, area Racó

Sold by Inmoblasco
We speak polish, english, and spanish.

This publication may cointain some error, it's only displayed for informational purposes and not binding.


In sale in Cullera for 349.900€

: East
: 2
: Yes
: 2
: 94
: 79
: Exterior
: 11
: 100 m.
: Yes
: Sea and mountain
: Yes
: Yes
: E

Ref.: 12154



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Purchase Information

Know the costs of purchasing this property

  • Property transfer tax expenses (ITP): 10% of the purchase price of the property. In the Valencian Community, those under 35 years of age can opt for a reduction (8%) on the purchase of their first home.
  • Notary and AJD expenses.
  • Registration in the Property Registry.
  • Intermediation and real estate management fees.
  • Possible mortgage expenses, although most are currently covered by the bank.



Real Estate Intermediation Services

Real estate brokerage services include:
  • Negotiation and drafting of the contract of sale or deposit
  • Documentary management of the property and the buying and selling process
  • Verification of the freehold (ownership) of the property
  • Verification of charges and debts that may exist on the property
  • Checking possible unpaid expenses: taxes, tributes, community of owners, supplies...
  • If you need a mortgage loan: presentation of collaborating entities, document management and resolution of doubts
  • Management and coordination for the notarial act of sale with the seller,
  • Attendance at the act of signing before a Notary
  • Supply change
  • Change of ownership in the community of owners, if any
  • After-sales: Advice on contracting insurance, reforms and multiservice and obtaining return on investment via rentals.
  • And of course the resolution of doubts and assistance at all times


Información for mortgage financing

Many buyers will need financing, and the most common way to buy a home is mortgage financing.

General conditions

At the present time, the most common thing is for banks to finance up to 80% of the purchase for a first home, 70% for a second home and 60% for premises and commercial properties. Therefore, the buyer must have 20%, 30% or 40%, depending on the case, of the purchase price, to which must be added the amount for the payment of taxes, notary, registration, etc.

 

Mortgage simulator

In the following calculator you can estimate the monthly payment of mortgage financing.

Property Price
Savings
Usually 20%-30%
Interest Rate
(fixed / variable: +euribor)
Years
Mortgaged amount
Estimated purchase expenses
Estimated total purchase cost.
Resulting fee
400€/month *

*Guidance and non-binding information

 

Documentation required for the feasibility study

For a mortgage feasibility study, entities usually require employment contracts, latest salary, latest income and information on properties and current loans, if any.



Information for foreigners

Foreign buyers must obtain the necessary documentation to be able to purchase the property

The requirements are:

  • NIE number
  • Bank account: although it is not strictly necessary for the purchase, it greatly simplifies the process. For the subsequent direct debit of receipts if it is necessary.

Europeans can get the NIE both in Spain, at the offices designated for it, and at the Spanish consulates in the union.

Non-Europeans will need to get the TIE equivalent.

A forecast of 30 to 45 days is recommended since there are periods in which appointments for the NIE are assigned for 3-4 weeks.

On the other hand, foreign clients can also opt for mortgage financing. You can consult us to get the study of different mortgage offers.



 

 




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