Purchase Information

Know the costs of purchasing this property

Property transfer tax expenses (ITP): 10% of the purchase price of the property. In the Valencian Community, those under 35 years of age can opt for a reduction (8%) on the purchase of their first home.
Notary and AJD expenses.
Registration in the Property Registry.
Intermediation and real estate management fees.
Possible mortgage expenses, although most are currently covered by the bank.

To know the purchase costs approx. of this property, send us a message.

Real Estate Intermediation Services

Real estate brokerage services include:

Negotiation and drafting of the contract of sale or deposit
Documentary management of the property and the buying and selling process
Verification of the freehold (ownership) of the property
Verification of charges and debts that may exist on the property
Checking possible unpaid expenses: taxes, tributes, community of owners, supplies...
If you need a mortgage loan: presentation of collaborating entities, document management and resolution of doubts
Management and coordination for the notarial act of sale with the seller,
Attendance at the act of signing before a Notary
Supply change
Change of ownership in the community of owners, if any
After-sales: Advice on contracting insurance, reforms and multiservice and obtaining return on investment via rentals.
And of course the resolution of doubts and assistance at all times

Información for mortgage financing

Many buyers will need financing, and the most common way to buy a home is mortgage financing.

General conditions

At the present time, the most common thing is for banks to finance up to 80% of the purchase for a first home, 70% for a second home and 60% for premises and commercial properties. Therefore, the buyer must have 20%, 30% or 40%, depending on the case, of the purchase price, to which must be added the amount for the payment of taxes, notary, registration, etc.

Mortgage simulator

In the following calculator you can estimate the monthly payment of mortgage financing.

Property Price

Savings
Usually 20%-30%

Interest Rate
(fixed / variable: +euribor)

Years

Mortgaged amount

Estimated purchase expenses

Estimated total purchase cost.

Resulting fee

400€/month *

*Guidance and non-binding information

Documentation required for the feasibility study

For a mortgage feasibility study, entities usually require employment contracts, latest salary, latest income and information on properties and current loans, if any.

Information for foreigners

Foreign buyers must obtain the necessary documentation to be able to purchase the property

The requirements are:

NIE number
Bank account: although it is not strictly necessary for the purchase, it greatly simplifies the process. For the subsequent direct debit of receipts if it is necessary.

Europeans can get the NIE both in Spain, at the offices designated for it, and at the Spanish consulates in the union.

Non-Europeans will need to get the TIE equivalent.

A forecast of 30 to 45 days is recommended since there are periods in which appointments for the NIE are assigned for 3-4 weeks.

On the other hand, foreign clients can also opt for mortgage financing. You can consult us to get the study of different mortgage offers.

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Purchase Information

Know the costs of purchasing this property

Real Estate Intermediation Services

Información for mortgage financing

Information for foreigners

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